Animals on the road: Should you stop, swerve, or keep going?

A deer grazing in your yard is a pleasant surprise, but seeing one in the middle of the road is quite another.

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The USDA estimates that 1-2 million large animal collisions occur annually, costing over $1 billion.

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Whether you drive everyday or simply on weekends, you should know how your auto insurance carrier handles animal collisions.

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Bankrate's qualified insurance agents can address your auto insurance and animal collision issues.

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A full-coverage vehicle insurance policy covers animal-related accidents.

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Although not an industry standard, full coverage usually means a driver has comprehensive and collision insurance in addition to their state's minimum.

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How you hit an animal and whether it was a pet can affect how your insurance handles the accident and which coverage applies.

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The collision or liability parts of your car insurance policy may cover animal crashes, whereas the comprehensive part may not.

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Chris Hemsworth celebrates his 40th birthday by'sweating off the birthday cake'.

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